September 08, 2021

Is insurance really necessary?


What is insurance in the economic sense? Insurance is a financial arrangement for sharing accidents. From a legal point of view, purchasing insurance is a contractual act. From a social point of view, insurance is an important part of economic security and a stabilizer in social life and production. Finally, from a risk management point of view, this is one of the methods of online management.

But one more thing, when you buy insurance, you must clearly see what you are buying and whether it is what you need.

In fact, from an economic point of view, insurance is one of the important tools of risk management. It is a kind of small and broad means and a precautionary plan to let us have a sense of security in our daily lives. This is for ourselves and our family. A kind of 意外保險, in order not to increase the financial burden on my family due to illness in the future, even if there is a major incident, I "go" and leave a lot of money to my family. If I did it, I am gone. At least insurance is still working.

Then there is a more important point. Insurance is to use a relatively low investment in daily life in exchange for a high protection when facing risks. Among them, there is a relatively high leverage effect. This is something that doctors will definitely experience. Yes, illness is not terrible, but the huge medical expenses behind it are the most terrifying. Medical insurance will be the biggest protection for yourself and your family.

What should I pay attention to when buying insurance?

In today’s society, insurance is no stranger to everyone. After so many years of development, it has become more and more important in everyone’s lives, and more and more attention is paid to it, but buying insurance can be considered a bit of technology. Content work, then, if it is the first time to buy insurance, what should I pay attention to?

Buying insurance is like climbing a pyramid, from bottom to top, the first layer is the most important.

The first layer: health insurance, including critical illness insurance;

The second layer: Accidental injury insurance, including accidental injury insurance and accidental injury medical insurance;

The third layer: medical insurance, including hospitalization medical insurance;

The fourth layer: savings insurance, including children's education insurance, endowment insurance;

The fifth layer: investment insurance.

Posted by: wiwili at 03:49 AM | No Comments | Add Comment
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